VLB Land Loan
Up to $200,000 for land purchase through the Texas Veterans Land Board with 5% down payment and 30-year fixed rate.
Who qualifies
- Available to any veteran
- Texas residency
Details
Eligibility
Must be a Texas resident and a veteran with honorable service (at least 90 days active duty unless discharged for service-connected disability). Active-duty service members, Texas National Guard members, and reservists with 20+ qualifying years also qualify. Surviving spouses of MIA or service-connected deceased veterans also qualify.
Terms
Up to $200,000 for individual veterans ($275,000 for two eligible veteran spouses purchasing together), 5% minimum down payment, 30-year fixed rate.
Land requirements
Minimum 1 acre. Land must be surveyed, have legal access, and be in Texas.
How to apply
Apply online at the Texas Veterans Land Board (VLB) website or call 1-800-252-VETS. You will need DD-214, proof of Texas residency, and credit approval.
Always confirm current rates and rules with the Texas state agency before applying.
Other Texas Housing & Home Loans
VLB Home Loan
Competitive rate home loans for Texas veterans through the Veterans Land Board, up to $832,750 (2026 limit).
Up to $832,750
VLB Home Improvement Loan (Moratorium in Effect)
Up to $50,000 for home improvements through the Veterans Land Board. NOT currently accepting new applications — moratorium effective April 30, 2026.
Up to $50,000 (program currently paused)
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