VLB Land Loan
Up to $200,000 for land purchase through the Texas Veterans Land Board with 5% down payment and 30-year fixed rate.
State BenefitTexasHousing & Home Loans
Verified September 30, 2026 against glo.texas.gov
At a glance
- Benefit type
- Housing & Home Loans — Texas
- Who it's for
- Veterans, Active Duty, National Guard, Reservists, Survivors
- VA rating needed
- No rating requirement
- Estimated value
- Up to $200,000
- Where it applies
- Texas
- Last verified
- September 30, 2026
What is VLB Land Loan?
VLB Land Loan is a Texas housing & home loans benefit for veterans, active duty, national guard, reservists, survivors. Up to $200,000 for land purchase through the Texas Veterans Land Board with 5% down payment and 30-year fixed rate. The listed value is Up to $200,000.
Who qualifies
- Veterans
- Active Duty
- National Guard
- Reservists
- Survivors
- Available to any veteran
- Texas residency
Who is eligible
Eligibility
Must be a Texas resident and a veteran with an honorable, general, or medical discharge (at least 90 days active duty unless discharged for service-connected disability). Active-duty service members, Texas National Guard members, and reservists with 20+ qualifying years also qualify. Surviving spouses of MIA or service-connected deceased veterans also qualify.
What VLB Land Loan covers
Terms
Up to $200,000 for individual veterans ($275,000 for two eligible veteran spouses purchasing together), 5% minimum down payment, 30-year fixed rate.
Land requirements
Minimum 1 acre. Land must be surveyed, have legal access, and be in Texas.
How to apply for VLB Land Loan
How to apply
Apply online at the Texas Veterans Land Board (VLB) website or call 1-800-252-VETS. You will need DD-214, proof of Texas residency, and credit approval.
Verified information & sources
- Last verified
- September 30, 2026
- Official source
- glo.texas.gov
Compiled and fact-checked against the official source linked above. Benefit rules and dollar amounts change over time — always confirm current details at the official source before applying. A county Veterans Service Officer (VSO) is a free, accredited advocate who can review your eligibility and help you file at no cost.
How VetUnlock verifies benefitsFrequently asked questions about VLB Land Loan
Who qualifies for VLB Land Loan?
VLB Land Loan is for Veterans, Active Duty, National Guard, Reservists, Survivors; available to any veteran; texas residency. See the eligibility details on this page and confirm with the official source before applying.
How much is VLB Land Loan worth?
The listed value is Up to $200,000. Amounts can change — confirm the current figure at the official source linked on this page.
How do I apply for VLB Land Loan?
Apply through the official source linked on this page. A county Veterans Service Officer (VSO) can review your eligibility and help you file at no cost.
Where can I verify VLB Land Loan?
Benefit rules and dollar amounts change, so always confirm current details at the official source linked on this page. A free, accredited county or state Veterans Service Officer (VSO) can also verify your eligibility and help you apply.
Other Texas Housing & Home Loans
- VLB Home LoanUp to $832,750Competitive rate home loans for Texas veterans through the Veterans Land Board, up to $832,750 (2026 limit).
- VLB Home Improvement Loan (Moratorium in Effect)Up to $50,000 (program currently paused)Up to $50,000 for home improvements through the Veterans Land Board. NOT currently accepting new applications — moratorium effective April 30, 2026.