20% Disabled Veteran Benefits
Every federal benefit, tax exemption, and program available to veterans with a 20% VA disability rating. Updated for 2026.
Estimated Annual Value at 20%
Just from monthly compensation alone — before tax exemptions, healthcare savings, and state benefits:
Add state property tax exemptions (up to $15K/year in some states), healthcare savings, and education funding for true totals.
Federal Benefits Available at 20%
These federal programs are available to any veteran with a 20% VA disability rating, regardless of state. State-specific benefits vary — check your state.
💰Monthly Compensation(3)
VA Disability Compensation (10%)
Tax-free monthly disability compensation payment.
Value: $180.42/month
Apply on VA.gov →VA Disability Compensation (20%)
Tax-free monthly disability compensation payment.
Value: $356.66/month
Apply on VA.gov →Annual Clothing Allowance
Annual payment if a prosthetic or orthopedic device damages clothing.
Value: ~$1,053/year
🏥Healthcare(2)
VA Healthcare (Service-Connected)
Outpatient and inpatient care for service-connected conditions.
Apply on VA.gov →VA Dental (Service-Connected)
Dental care for service-connected dental conditions.
🏠Housing & Home Loans(1)
VA Home Loan Guarantee
No-down-payment home loans; funding fee waived for veterans receiving service-connected disability compensation.
Apply on VA.gov →🎓Education & Training(1)
GI Bill Education Benefits
Education benefits based on service (not disability rating).
Apply on VA.gov →💼Employment(2)
Federal Employment Preference
5-10 point hiring preference for federal jobs.
Veteran Readiness & Employment (Chapter 31)
Education, training, and job placement for service-disabled veterans.
Apply on VA.gov →🛡️Insurance(1)
VALife Insurance
Up to $40,000 life insurance; guaranteed acceptance with no medical underwriting.
Value: Up to $40,000 coverage
⚑Burial & Memorial(1)
VA Burial Benefits
National cemetery burial, headstone/marker, and burial flag.
📋Other Benefits(1)
Commissary & Exchange Access
Access to military commissary and exchange shopping for all service-connected disabled veterans.
State Benefits at 20%
Many states offer additional benefits to veterans with a 20% rating — especially property tax exemptions, hunting/fishing licenses, and parks access.
Other VA Disability Ratings
Frequently Asked Questions — 20% VA Disability
How much is a 20% VA disability rating worth per month in 2026?▾
How many benefits are available at a 20% VA rating?▾
Do I need to apply separately for each 20% benefit?▾
See Every Benefit You Qualify For
Get a personalized list of federal, state, and local benefits based on your specific service history, rating, and location — in under 2 minutes.
Find My Personalized Benefits