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10% Disabled Veteran Benefits

Every federal benefit, tax exemption, and program available to veterans with a 10% VA disability rating. Updated for 2026.

Check my benefits at 10%Browse 11+ benefits
Federal
Monthly (alone)
$180
Monthly (with spouse)
$180
Federal benefits
11+
States with programs
51

Other VA Disability Ratings

Monthly rate shown for a veteran alone.

Estimated annual value at 10%

From monthly compensation alone — before tax exemptions, healthcare savings, and state benefits:

Veteran alone
$2,165/yr
With spouse
$2,165/yr

Add state property tax exemptions (up to $15K/year in some states), healthcare savings, and education funding for true totals.

Federal Benefits Available at 10%

These federal programs are available to any veteran with a 10% VA disability rating, regardless of state. State-specific benefits vary — check your state.

Monthly Compensation

2 programs

  • VA Disability Compensation (10%)

    Tax-free monthly disability compensation payment.

    10%+

    $180.42/month

    Apply on VA.gov

  • Annual Clothing Allowance

    Annual lump-sum payment if a prosthetic, orthopedic device, or prescribed skin medication damages clothing.

    Any Veteran

    $1,053.19/year

    Apply on VA.gov

Healthcare

2 programs

  • VA Healthcare (Service-Connected)

    Outpatient and inpatient care for service-connected conditions.

    Any Veteran
    Apply on VA.gov

  • VA Dental (Service-Connected)

    Dental care for service-connected dental conditions.

    Any Veteran
    Apply on VA.gov

Housing & Home Loans

1 program

  • VA Home Loan Guarantee

    No-down-payment home loans; funding fee waived for veterans receiving service-connected disability compensation.

    Any Veteran
    Apply on VA.gov

Education & Training

1 program

  • GI Bill Education Benefits

    Education benefits based on service (not disability rating). Transferable to spouse and dependents.

    Any Veteran
    Apply on VA.gov

Employment

2 programs

  • Federal Employment Preference

    5-10 point hiring preference for federal jobs.

    Any Veteran
    Apply on VA.gov

  • Veteran Readiness & Employment (Chapter 31)

    Education, training, employment services, and subsistence allowance for service-disabled veterans.

    10%+
    Apply on VA.gov

Insurance

1 program

  • VALife Insurance

    Up to $40,000 life insurance; guaranteed acceptance with no medical underwriting.

    Any Veteran

    Up to $40,000 coverage

    Apply on VA.gov

Burial & Memorial

1 program

  • VA Burial Benefits

    National cemetery burial, headstone/marker, and burial flag for the veteran; reimbursement to surviving family for burial costs.

    Any Veteran
    Apply on VA.gov

Other Benefits

1 program

  • Commissary & Exchange Access

    Access to military commissary and exchange shopping for all service-connected disabled veterans.

    Any Veteran

State Benefits at 10%

Many states offer additional benefits to veterans with a 10% rating — especially property tax exemptions, hunting/fishing licenses, and parks access.

Frequently Asked Questions — 10% VA Disability

How much is a 10% VA disability rating worth per month in 2026?

A 10% VA disability rating pays $180.42/month for a veteran alone, and $180.42/month for a veteran with spouse. These are the 2026 federal rates effective December 1, 2025. Dependent additions apply at 30% and above.

How many benefits are available at a 10% VA rating?

At least 11+ federal veteran benefits are available at a 10% VA disability rating, plus dozens more state-specific benefits depending on where you live. Categories include monthly compensation, healthcare, tax exemptions, housing assistance, education funding, and employment preferences.

Do I need to apply separately for each 10% benefit?

Yes — most VA benefits require a separate application. Your VA rating decision letter is the key document. For federal benefits, apply at VA.gov. State benefits apply through each state's veteran affairs office. VetUnlock provides direct application links for every benefit.

See Every Benefit You Qualify For

Add your state, household and a few questions about your service for a personal list of federal, state, and local benefits. If you haven't entered your rating yet, we start you at 10%, and you can change it.

Find my personalized benefits