Insurance Veteran Discounts

4 verified discounts from companies offering reduced premiums on auto, home, and life insurance. 4 available year-round.

USAA

Year-RoundFeatured

10-20% below market rates

What you get: Full insurance suite (auto, home, life) exclusively for military and veterans
Who qualifies: Active duty, veterans, retirees, and their families. Membership is lifelong once established.
Verification: USAA membership; No disability rating required
How to apply: Join USAA at usaa.com (free membership). Get quotes online or by phone at 800-531-8722. Membership is open to all who served honorably.

Year-RoundFeatured

Up to 15% off

What you get: Military and veteran discount on auto insurance
Who qualifies: Active duty, Guard, Reserves, retirees, veterans, and federal employees.
Verification: Veteran status; No disability rating required
How to apply: Get a quote at geico.com/military or call 800-442-9253. Mention your military status during the quote process. Discount is applied to your premium.

Year-Round

25% off in Louisiana only

What you get: State-mandated 25% discount on auto insurance for active-duty Louisiana residents (no nationwide veteran discount)
Who qualifies: Active-duty military residents of Louisiana only. Veterans and out-of-state service members are not eligible.
Verification: Active-duty military ID + LA residency; No disability rating required
How to apply: Available only to active-duty service members residing in Louisiana, where state law requires the discount. Get a Louisiana quote at progressive.com or call your local agent and provide active-duty status. No equivalent veteran or nationwide military discount is offered.

Year-Round

Competitive military rates

What you get: Insurance designed specifically for military and veterans
Who qualifies: Active duty, Guard, Reserves, retirees, and veterans.
Verification: Military/Veteran ID; No disability rating required
How to apply: Get a quote at afi.org or call 800-495-8234. AFI specializes in insuring military families and understands unique situations like deployments and PCS moves.

Corporate discounts save you money, but your VA benefits could be worth thousands more per month.