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State Benefit·Oregon·🏠Housing & Home Loans

ODVA Home Loan Program

Fixed-rate mortgage financing up to $832,750 for purchasing owner-occupied single-family residences in Oregon.

Verified May 12, 2026againstoregon.gov

At a glance

Benefit type
Housing & Home Loans — Oregon
Who it's for
Veterans
VA rating needed
No rating requirement
Estimated value
Up to $832,750
Where it applies
Oregon
Last verified
May 12, 2026

What is ODVA Home Loan Program?

ODVA Home Loan Program is a Oregon housing & home loans benefit for veterans. Fixed-rate mortgage financing up to $832,750 for purchasing owner-occupied single-family residences in Oregon. The listed value is Up to $832,750.

Who qualifies

Veterans
  • Available to any veteran
  • Honorable discharge required
  • Oregon residency

How to apply

Apply through the official Oregon agency.

Open application

Who is eligible

Eligibility

Honorable discharge; active duty service meeting one of: 90+ consecutive days (pre-Feb 1, 1955), 178+ consecutive days (post-Jan 31, 1955), or shorter service with service-connected disability or combat zone service. Must purchase owner-occupied single-family residence in Oregon. Up to 4 loans per lifetime (one at a time). Purchases only, no refinancing.

Loan limit tracks the Fannie Mae conforming loan limit: $832,750 for tax year 2026. Verify the current limit with ODVA.

Verified information & sources

Last verified: May 12, 2026

Official source: oregon.gov

Compiled and fact-checked against the official source linked above. Benefit rules and dollar amounts change over time — always confirm current details at the official source before applying. A county Veterans Service Officer (VSO) is a free, accredited advocate who can review your eligibility and help you file at no cost.

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Frequently asked questions about ODVA Home Loan Program

Who qualifies for ODVA Home Loan Program?▾
ODVA Home Loan Program is for Veterans; available to any veteran; oregon residency. See the eligibility details on this page and confirm with the official source before applying.
How much is ODVA Home Loan Program worth?▾
The listed value is Up to $832,750. Amounts can change — confirm the current figure at the official source linked on this page.
How do I apply for ODVA Home Loan Program?▾
Apply through the official source linked on this page. A county Veterans Service Officer (VSO) can review your eligibility and help you file at no cost.
Where can I verify ODVA Home Loan Program?▾
Benefit rules and dollar amounts change, so always confirm current details at the official source linked on this page. A free, accredited county or state Veterans Service Officer (VSO) can also verify your eligibility and help you apply.

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