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ODVA Home Loan Program

Fixed-rate mortgage financing up to $832,750 for purchasing owner-occupied single-family residences in Oregon.

State BenefitOregonHousing & Home Loans

Verified September 30, 2026 against oregon.gov

At a glance

Benefit type
Housing & Home Loans — Oregon
Who it's for
Veterans
VA rating needed
No rating requirement
Estimated value
Up to $832,750
Where it applies
Oregon
Last verified
September 30, 2026

What is ODVA Home Loan Program?

ODVA Home Loan Program is a Oregon housing & home loans benefit for veterans. Fixed-rate mortgage financing up to $832,750 for purchasing owner-occupied single-family residences in Oregon. The listed value is Up to $832,750.

Who qualifies

  • Veterans
  • Available to any veteran
  • Oregon residency

How to apply

Apply through the official Oregon agency.

Open application

Who is eligible

Eligibility

Honorable or general (under honorable conditions) discharge; active duty service meeting one of: 90+ consecutive days (pre-Feb 1, 1955), 178+ consecutive days (post-Jan 31, 1955), or shorter service with service-connected disability or combat zone service. Must purchase owner-occupied single-family residence in Oregon. Up to 4 loans per lifetime (one at a time). Primarily for home purchases; only limited refinance transactions are available (up to 80% of appraised value).

Loan limit tracks the Fannie Mae conforming loan limit: $832,750 for tax year 2026. Verify the current limit with ODVA.

Verified information & sources

Last verified
September 30, 2026
Official source
oregon.gov

Compiled and fact-checked against the official source linked above. Benefit rules and dollar amounts change over time — always confirm current details at the official source before applying. A county Veterans Service Officer (VSO) is a free, accredited advocate who can review your eligibility and help you file at no cost.

How VetUnlock verifies benefits

Frequently asked questions about ODVA Home Loan Program

Who qualifies for ODVA Home Loan Program?

ODVA Home Loan Program is for Veterans; available to any veteran; oregon residency. See the eligibility details on this page and confirm with the official source before applying.

How much is ODVA Home Loan Program worth?

The listed value is Up to $832,750. Amounts can change — confirm the current figure at the official source linked on this page.

How do I apply for ODVA Home Loan Program?

Apply through the official source linked on this page. A county Veterans Service Officer (VSO) can review your eligibility and help you file at no cost.

Where can I verify ODVA Home Loan Program?

Benefit rules and dollar amounts change, so always confirm current details at the official source linked on this page. A free, accredited county or state Veterans Service Officer (VSO) can also verify your eligibility and help you apply.

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