Veterans' Home Loan Mortgage Program
Fixed-rate 30-year mortgage at 1% below standard rate for first-time Montana veteran homebuyers.
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Apply directly through the official Montana agency.
About this benefit
Eligibility
Montana resident. Serving or have served in Montana National Guard, U.S. Armed Forces, or Reserves. Must be a true first-time homebuyer (never owned a primary residence).
Limits
No income or asset limits, but a maximum loan limit applies (currently ~$517,020). Requires First-Time Homebuyer education class and minimum $2,500 borrower investment. Condos ineligible.
Fixed-rate 30-year mortgage at 1% below the Montana Board of Housing's Regular Bond Loan posted interest rate.
Verified against official source
Last checked 2026-05-06 against commerce.mt.gov. Always confirm current rates and rules with the Montana state agency before applying.
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