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State Benefit·Mississippi·🏠Housing & Home Loans

Veterans Home Purchase Board Loan Program

Low-interest VA-backed mortgage loans up to $400,000 with no down payment for Mississippi veterans.

Verified May 12, 2026againstvhpb.ms.gov

At a glance

Benefit type
Housing & Home Loans — Mississippi
Who it's for
Veterans, Active Duty, National Guard, Reservists
VA rating needed
No rating requirement
Estimated value
Up to $400,000
Where it applies
Mississippi
Last verified
May 12, 2026

What is Veterans Home Purchase Board Loan Program?

Veterans Home Purchase Board Loan Program is a Mississippi housing & home loans benefit for veterans, active duty, national guard, reservists. Low-interest VA-backed mortgage loans up to $400,000 with no down payment for Mississippi veterans. The listed value is Up to $400,000.

Who qualifies

VeteransActive DutyNational GuardReservists
  • Available to any veteran
  • Mississippi residency

How to apply

Apply through the official Mississippi agency.

Open application

Who is eligible

Eligibility

Mississippi veteran, active-duty service member, or MS National Guard/Reserve member with 6+ years of service (or federal Title 10 active duty). Must have been a Mississippi resident immediately prior to entering military service OR have resided in Mississippi for 2 consecutive years before application. Must obtain a VA Certificate of Eligibility.

Property must be a single-family residence in Mississippi (no farms, mobile homes, condos, or townhomes).

100% loan-to-value (no down payment).

Fixed rates effective March 1, 2026: 4.50% (5-15 year terms), 5.00% (16-30 year terms) — typically 1-2% below market.

Verified information & sources

Last verified: May 12, 2026

Official source: vhpb.ms.gov

Compiled and fact-checked against the official source linked above. Benefit rules and dollar amounts change over time — always confirm current details at the official source before applying. A county Veterans Service Officer (VSO) is a free, accredited advocate who can review your eligibility and help you file at no cost.

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Frequently asked questions about Veterans Home Purchase Board Loan Program

Who qualifies for Veterans Home Purchase Board Loan Program?▾
Veterans Home Purchase Board Loan Program is for Veterans, Active Duty, National Guard, Reservists; available to any veteran; mississippi residency. See the eligibility details on this page and confirm with the official source before applying.
How much is Veterans Home Purchase Board Loan Program worth?▾
The listed value is Up to $400,000. Amounts can change — confirm the current figure at the official source linked on this page.
How do I apply for Veterans Home Purchase Board Loan Program?▾
Apply through the official source linked on this page. A county Veterans Service Officer (VSO) can review your eligibility and help you file at no cost.
Where can I verify Veterans Home Purchase Board Loan Program?▾
Benefit rules and dollar amounts change, so always confirm current details at the official source linked on this page. A free, accredited county or state Veterans Service Officer (VSO) can also verify your eligibility and help you apply.

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