Veterans Home Purchase Board Loan Program
Low-interest VA-backed mortgage loans up to $400,000 with no down payment for Mississippi veterans.
State BenefitMississippiHousing & Home Loans
Verified May 12, 2026 against vhpb.ms.gov
At a glance
- Benefit type
- Housing & Home Loans — Mississippi
- Who it's for
- Veterans, Active Duty, National Guard, Reservists
- VA rating needed
- No rating requirement
- Estimated value
- Up to $400,000
- Where it applies
- Mississippi
- Last verified
- May 12, 2026
What is Veterans Home Purchase Board Loan Program?
Veterans Home Purchase Board Loan Program is a Mississippi housing & home loans benefit for veterans, active duty, national guard, reservists. Low-interest VA-backed mortgage loans up to $400,000 with no down payment for Mississippi veterans. The listed value is Up to $400,000.
Who qualifies
- Veterans
- Active Duty
- National Guard
- Reservists
- Available to any veteran
- Mississippi residency
Who is eligible
Eligibility
Mississippi veteran, active-duty service member, or MS National Guard/Reserve member with 6+ years of service (or federal Title 10 active duty). Must have been a Mississippi resident immediately prior to entering military service OR have resided in Mississippi for 2 consecutive years before application. Must obtain a VA Certificate of Eligibility.
Property must be a single-family residence in Mississippi (no farms, mobile homes, condos, or townhomes).
100% loan-to-value (no down payment).
What Veterans Home Purchase Board Loan Program covers
Current fixed rates
5.00% (5-15 year terms), 5.50% (16-30 year terms) — typically 1-2% below market.
Verified information & sources
- Last verified
- May 12, 2026
- Official source
- vhpb.ms.gov
Compiled and fact-checked against the official source linked above. Benefit rules and dollar amounts change over time — always confirm current details at the official source before applying. A county Veterans Service Officer (VSO) is a free, accredited advocate who can review your eligibility and help you file at no cost.
How VetUnlock verifies benefitsFrequently asked questions about Veterans Home Purchase Board Loan Program
Who qualifies for Veterans Home Purchase Board Loan Program?
Veterans Home Purchase Board Loan Program is for Veterans, Active Duty, National Guard, Reservists; available to any veteran; mississippi residency. See the eligibility details on this page and confirm with the official source before applying.
How much is Veterans Home Purchase Board Loan Program worth?
The listed value is Up to $400,000. Amounts can change — confirm the current figure at the official source linked on this page.
How do I apply for Veterans Home Purchase Board Loan Program?
Apply through the official source linked on this page. A county Veterans Service Officer (VSO) can review your eligibility and help you file at no cost.
Where can I verify Veterans Home Purchase Board Loan Program?
Benefit rules and dollar amounts change, so always confirm current details at the official source linked on this page. A free, accredited county or state Veterans Service Officer (VSO) can also verify your eligibility and help you apply.