Veterans Home Purchase Board Loan Program
Low-interest VA-backed mortgage loans up to $400,000 with no down payment for Mississippi veterans.
Who qualifies
- Available to any veteran
- Mississippi residency
Details
Eligibility
Mississippi veteran, active-duty service member, or MS National Guard/Reserve member with 6+ years of service (or federal Title 10 active duty). Must have been a Mississippi resident immediately prior to entering military service OR have resided in Mississippi for 2 consecutive years before application. Must obtain a VA Certificate of Eligibility.
Property must be a single-family residence in Mississippi (no farms, mobile homes, condos, or townhomes).
100% loan-to-value (no down payment).
Fixed rates effective March 1, 2026: 4.50% (5-15 year terms), 5.00% (16-30 year terms) — typically 1-2% below market.
Always confirm current rates and rules with the Mississippi state agency before applying.
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