Salute Home Again Mortgage Program
0.50% mortgage rate discount and waiver of first-time homebuyer requirement for veterans.
At a glance
- Benefit type
- Housing & Home Loans — Maine
- Who it's for
- Veterans, Active Duty, National Guard
- VA rating needed
- No rating requirement
- Estimated value
- 0.50% rate discount ($25,000+ over 30 years)
- Where it applies
- Maine
- Last verified
- May 12, 2026
What is Salute Home Again Mortgage Program?
Salute Home Again Mortgage Program is a Maine housing & home loans benefit for veterans, active duty, national guard. 0.50% mortgage rate discount and waiver of first-time homebuyer requirement for veterans. The listed value is 0.50% rate discount ($25,000+ over 30 years).
Who qualifies
- Available to any veteran
- Maine residency
Who is eligible
Eligibility
Active duty, veterans, or retired military who served on active duty for 180 days or within a war zone. National Guard members who meet the same criteria qualify. Income and purchase price limits apply.
What Salute Home Again Mortgage Program covers
Covers
0.50% discount on MaineHousing's 30-year fixed-rate First Home Loan. Waiver of first-time homebuyer requirement. Additional options include up to $5,000 in down payment/closing cost assistance, up to $35,000 for home improvements, and mortgage payment assistance during unemployment.
A 0.50% rate reduction on a $250,000 mortgage saves approximately $25,000+ over 30 years.
How to apply for Salute Home Again Mortgage Program
How to apply
Through a participating MaineHousing lender.
Verified information & sources
Last verified: May 12, 2026
Official source: mainehousing.org
Compiled and fact-checked against the official source linked above. Benefit rules and dollar amounts change over time — always confirm current details at the official source before applying. A county Veterans Service Officer (VSO) is a free, accredited advocate who can review your eligibility and help you file at no cost.
Frequently asked questions about Salute Home Again Mortgage Program
Who qualifies for Salute Home Again Mortgage Program?▾
How much is Salute Home Again Mortgage Program worth?▾
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