Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED
Proposed exemption from insurance premium taxes and surcharges for 100% disabled veterans. NOT currently law — the 2023 bill (HB25) died in committee.
State BenefitKentuckyInsurance
Verified May 12, 2026 against apps.legislature.ky.gov
At a glance
- Benefit type
- Insurance — Kentucky
- Who it's for
- Veterans
- VA rating needed
- 100% or higher
- Estimated value
- Not currently available (proposed legislation did not pass)
- Where it applies
- Kentucky
- Last verified
- May 12, 2026
What is Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED?
Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED is a Kentucky insurance benefit for veterans. Proposed exemption from insurance premium taxes and surcharges for 100% disabled veterans. NOT currently law — the 2023 bill (HB25) died in committee. Requires 100%+ VA disability rating. The listed value is Not currently available (proposed legislation did not pass).
Who qualifies
- Veterans
- Requires 100%+ VA disability rating
- Kentucky residency
What Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED covers
Status
NOT in effect. HB25 (2023 Regular Session) would have amended KRS 91A.080, 136.340, 136.350, 136.360, and 136.392 to exempt 100% service-connected disabled veterans from insurance premium taxes and surcharges. The bill died in committee in 2023 without passage, and no successor has been enacted as of mid-2026. Verify with the Kentucky Department of Revenue or your insurer before relying on this benefit.
If enacted in the future, the value would vary by policies held.
How to apply (if/when enacted): Verify implementation details with the Kentucky Department of Revenue or your insurer.
Verified information & sources
- Last verified
- May 12, 2026
- Official source
- apps.legislature.ky.gov
- Apply at
- revenue.ky.gov
Compiled and fact-checked against the official source linked above. Benefit rules and dollar amounts change over time — always confirm current details at the official source before applying. A county Veterans Service Officer (VSO) is a free, accredited advocate who can review your eligibility and help you file at no cost.
How VetUnlock verifies benefitsFrequently asked questions about Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED
Who qualifies for Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED?
Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED is for Veterans; requires 100%+ VA disability rating; kentucky residency. See the eligibility details on this page and confirm with the official source before applying.
What VA disability rating do I need for Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED?
Requires 100%+ VA disability rating.
How much is Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED worth?
The listed value is Not currently available (proposed legislation did not pass). Amounts can change — confirm the current figure at the official source linked on this page.
How do I apply for Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED?
Apply through the official source linked on this page. A county Veterans Service Officer (VSO) can review your eligibility and help you file at no cost.
Where can I verify Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED?
Benefit rules and dollar amounts change, so always confirm current details at the official source linked on this page. A free, accredited county or state Veterans Service Officer (VSO) can also verify your eligibility and help you apply.