Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED
Proposed exemption from insurance premium taxes and surcharges for 100% disabled veterans. NOT currently law — the 2023 bill (HB25) died in committee.
Who qualifies
- Requires 100%+ VA disability rating
- Kentucky residency
How to apply
Not currently available (proposed legislation did not pass)
Apply through the official Kentucky agency.
Open applicationDetails
Status
NOT in effect. HB25 (2023 Regular Session) would have amended KRS 91A.080, 136.340, 136.350, 136.360, and 136.392 to exempt 100% service-connected disabled veterans from insurance premium taxes and surcharges. The bill died in committee in 2023 without passage, and no successor has been enacted as of mid-2026. Verify with the Kentucky Department of Revenue or your insurer before relying on this benefit.
If enacted in the future, the value would vary by policies held.
How to apply (if/when enacted): Verify implementation details with the Kentucky Department of Revenue or your insurer.
Always confirm current rates and rules with the Kentucky state agency before applying.
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