VetUnlock
State Benefit·Kentucky·🛡️Insurance

Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED

Proposed exemption from insurance premium taxes and surcharges for 100% disabled veterans. NOT currently law — the 2023 bill (HB25) died in committee.

Verified May 12, 2026againstapps.legislature.ky.gov

At a glance

Benefit type
Insurance — Kentucky
Who it's for
Veterans
VA rating needed
100% or higher
Estimated value
Not currently available (proposed legislation did not pass)
Where it applies
Kentucky
Last verified
May 12, 2026

What is Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED?

Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED is a Kentucky insurance benefit for veterans. Proposed exemption from insurance premium taxes and surcharges for 100% disabled veterans. NOT currently law — the 2023 bill (HB25) died in committee. Requires 100%+ VA disability rating. The listed value is Not currently available (proposed legislation did not pass).

Who qualifies

Veterans
  • Requires 100%+ VA disability rating
  • Kentucky residency

How to apply

Apply through the official Kentucky agency.

Open application

What Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED covers

Status

NOT in effect. HB25 (2023 Regular Session) would have amended KRS 91A.080, 136.340, 136.350, 136.360, and 136.392 to exempt 100% service-connected disabled veterans from insurance premium taxes and surcharges. The bill died in committee in 2023 without passage, and no successor has been enacted as of mid-2026. Verify with the Kentucky Department of Revenue or your insurer before relying on this benefit.

If enacted in the future, the value would vary by policies held.

How to apply (if/when enacted): Verify implementation details with the Kentucky Department of Revenue or your insurer.

Verified information & sources

Last verified: May 12, 2026

Official source: apps.legislature.ky.gov

Apply at: revenue.ky.gov

Compiled and fact-checked against the official source linked above. Benefit rules and dollar amounts change over time — always confirm current details at the official source before applying. A county Veterans Service Officer (VSO) is a free, accredited advocate who can review your eligibility and help you file at no cost.

How VetUnlock verifies benefits →

Frequently asked questions about Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED

Who qualifies for Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED?▾
Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED is for Veterans; requires 100%+ VA disability rating; kentucky residency. See the eligibility details on this page and confirm with the official source before applying.
What VA disability rating do I need for Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED?▾
Requires 100%+ VA disability rating.
How much is Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED worth?▾
The listed value is Not currently available (proposed legislation did not pass). Amounts can change — confirm the current figure at the official source linked on this page.
How do I apply for Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED?▾
Apply through the official source linked on this page. A county Veterans Service Officer (VSO) can review your eligibility and help you file at no cost.
Where can I verify Insurance Premium Tax and Surcharge Exemption (100% Disabled) - PROPOSED, NOT ENACTED?▾
Benefit rules and dollar amounts change, so always confirm current details at the official source linked on this page. A free, accredited county or state Veterans Service Officer (VSO) can also verify your eligibility and help you apply.

See every benefit you qualify for in Kentucky

Get a personalized list of federal, state, and local veteran benefits based on your service history, disability rating, and Kentucky residency — in under 2 minutes.

Find My Kentucky Benefits