๐Ÿ›ก๏ธKentucky ยท Insurance

Insurance Premium Tax and Surcharge Exemption (100% Disabled)

Exemption from insurance premium taxes and surcharges for 100% disabled veterans.

Requires 100%+ VA disability rating

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Apply directly through the official Kentucky agency.

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About this benefit

Eligibility

Veterans with 100% service-connected VA disability rating (per HB25 amendments to KRS 91A.080, 136.340, 136.350, 136.360, and 136.392).

Covers

Exemption from insurance premium taxes and surcharges. Value varies by policies held.

How to apply

Verify implementation details with the Kentucky Department of Revenue or your insurer.

Verified against official source

Last checked 2026-05-05 against apps.legislature.ky.gov. Always confirm current rates and rules with the Kentucky state agency before applying.

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